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Terms of Use

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Effective Date: 02/25/2025
Last Updated: 02/23/2026

Welcome to SFS (“Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, services, digital content, and any related materials (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

1. Eligibility

By using our Services, you represent that:

  • You are at least 18 years old (or the legal age of majority in your jurisdiction).

  • You have the legal authority to enter into a binding agreement.

  • You will comply with these Terms and all applicable laws.

2. Services

SFS operates exclusively online and provides brand partnership service.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.

3. User Accounts

If you create an account:

  • You are responsible for maintaining the confidentiality of your login credentials.

  • You agree to provide accurate and complete information.

  • You are responsible for all activities under your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payments & Billing

If you purchase products or services:

  • You agree to provide accurate payment information.

  • Payments are processed through secure third-party payment providers.

  • Prices are subject to change without notice.

  • All payments are final unless otherwise stated in our Refund Policy.

Failure to pay may result in suspension or termination of Services.

5. Refund Policy

Refunds, if applicable, are governed by our separate Refund Policy.
If no refund policy is provided, all sales are final.

6. Intellectual Property

All content on our website and within our Services, including but not limited to:

  • Text

  • Graphics

  • Logos

  • Videos

  • Course materials

  • Digital downloads

  • Branding

is the exclusive property of SFS and protected by intellectual property laws.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Resell

  • Modify

  • Reverse engineer

any part of our content without prior written consent.

7. Prohibited Conduct

You agree not to:

  • Use the Services for unlawful purposes

  • Attempt to gain unauthorized access to our systems

  • Interfere with site functionality

  • Share, resell, or exploit purchased content

  • Upload malicious code or spam

Violation may result in immediate termination.

8. Disclaimers

Our Services are provided “as is” and “as available.”

We make no guarantees regarding:

  • Specific results

  • Financial outcomes

  • Business performance

  • Continuous, error-free operation

To the fullest extent permitted by law, we disclaim all warranties, express or implied.

9. Limitation of Liability

To the maximum extent permitted by law:

SFS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or business interruption.

Our total liability shall not exceed the amount paid by you for the Services in the preceding 30 days.

10. Indemnification

You agree to indemnify and hold harmless SFS, its owners, affiliates, contractors, and employees from any claims, damages, losses, or expenses arising from:

  • Your use of the Services

  • Your violation of these Terms

  • Your violation of any law or third-party rights

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, policies, or practices.

12. Termination

We reserve the right to:

  • Suspend or terminate access at our discretion

  • Remove content

  • Refuse service

without prior notice if you violate these Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of [Insert State/Country], without regard to conflict of law principles.

Any disputes shall be resolved exclusively in the courts of [Insert Jurisdiction].

14. Changes to These Terms

We may update these Terms at any time. Continued use of our Services after changes constitutes acceptance of the revised Terms.

15. Contact Information

If you have questions about these Terms, contact us:

SFS
Email: management@snilkorp.com
Website: www.snilkorp.com
 

16. SMS/Text Messaging Terms

A. Opt-In Consent

By submitting an inquiry or signing up through our website at https://snilkorp.com, you may choose to receive SMS/text messages from SFS.

Consumers provide express written consent by:

  1. Entering their phone number in the designated field; and

  2. Checking:

    • A box agreeing to our Privacy Policy and Terms of Use; and

    • A separate box agreeing to receive SMS/text messages from SFS.

The opt-in language clearly and conspicuously states that message and data rates may apply.

Consent to receive marketing text messages is not a condition of purchase.

B. Message Frequency

Message frequency may vary depending on your interaction with our Services, account activity, or promotional campaigns.

C. Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying:

STOP

to the number from which you receive messages.

Opt-out instructions are included:

  • In the initial SMS message; and

  • Within these Terms of Use.

After you send “STOP,” you may receive one final confirmation message confirming your opt-out.

D. Help Instructions

For assistance, you may reply:

HELP

or contact us at: management@snilkorp.com

E. Carriers & Liability

Wireless carriers are not liable for delayed or undelivered messages.

F. Data Use

Information collected as part of the SMS program is governed by our Privacy Policy.

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